CS/SB 1478 (2021) -  Consumer Finance Loans

General Bill by Banking and Insurance and Gibson
Consumer Finance Loans: Authorizing an applicant for a license to make and collect loans under the Florida Consumer Finance Act to provide certain documents in lieu of evidence of liquid assets; prohibiting a person licensed to make and collect consumer finance loans from charging prepayment penalties for loans; authorizing an applicant for a license to make and collect consumer finance loans or a licensee to provide a surety bond, certificate of deposit, or letter of credit in lieu of evidence of liquid assets, etc.
Effective Date: 10/01/2021
Last Event: 04/30/21 S Died in Commerce and Tourism on Friday, April 30, 2021 2:40 PM

Referred Committees and Committee Actions

Senate Referrals

  • Banking and Insurance
    • On agenda for: 03/16/21 9:30 AM
    • Favorable With Committee Substitute (final action) Votes: Yeas 12   Nays 0
  • Commerce and Tourism
  • Rules

Related Bills

Bill # Subject Relationship
Bill #: CS/CS/HB 895 Subject: Consumer Finance Loans Relationship: Similar

Bill Text

Staff Analysis

Chamber Committee
Chamber: Senate Committee: Banking and Insurance 3/17/2021 3:56:32 PM
Chamber: Senate Committee: Banking and Insurance 3/15/2021 9:28:37 AM

Vote History

(No Votes Recorded)

Bill History

Event Time Member Committee Ver.
Event: S Died in Commerce and Tourism Time: 04/30/2021 - 2:40 PM Member: Committee: Commerce and Tourism Version: c1
Event: S CS by Banking and Insurance read 1st time -SJ 277 Time: 03/18/2021 - 8:19 PM Member: Committee: Banking and Insurance Version: c1
Event: S Now in Commerce and Tourism Time: 03/18/2021 - 7:30 AM Member: Committee: Commerce and Tourism Version: c1
Event: S Pending reference review under Rule 4.7(2) - (Committee Substitute) Time: 03/17/2021 - 4:08 PM Member: Committee: Banking and Insurance Version: c1
Event: S CS by Banking and Insurance; YEAS 12 NAYS 0 -SJ 271 Time: 03/16/2021 - 11:58 AM Member: Committee: Banking and Insurance Version: __
Event: S On Committee agenda-- Banking and Insurance, 03/16/21, 9:30 am, 412 Knott Building Time: 03/11/2021 - 2:33 PM Member: Committee: Banking and Insurance Version: __
Event: S Introduced -SJ 143 Time: 03/02/2021 - 7:13 PM Member: Committee: Version: __
Event: S Referred to Banking and Insurance; Commerce and Tourism; Rules -SJ 143 Time: 03/02/2021 - 3:44 PM Member: Committee: Banking and Insurance Version: __
Event: S Filed Time: 02/19/2021 - 3:36 PM Member: Committee: Version: __

Statutes Referenced by this Bill

Statute Other Bill Citations
516.03 CS/CS/HB 895
516.031 CS/CS/HB 895
516.05 CS/CS/HB 895
516.07 CS/CS/HB 895
516.36 CS/CS/HB 895
559.952 CS/CS/HB 895, CS/CS/HB 1351, SB 1758